SUGGESTED CHARITABLE GIFT ANNUITY RATES

Approved by the American Council on Gift Annuities

May 12, 2003

Effective July 1, 2003

 

SINGLE LIFE

Age

Rate

 

Age

Rate

0-1

   3.7%

 

54

   5.5%

2-5

3.8

 

55

5.5

6-12

3.9

 

56

5.6

13-19

4.0

 

57

5.6

20

4.0

 

58

5.7

21

4.1

 

59

5.7

22

4.1

 

60

5.7

23

4.1

 

61

5.8

24

4.1

 

62

5.9

25

4.1

 

63

5.9

26

4.2

 

64

6.0

27

4.2

 

65

6.0

28

4.2

 

66

6.1

29

4.3

 

67

6.2

30

4.3

 

68

6.3

31

4.3

 

69

6.4

32

4.4

 

70

6.5

33

4.4

 

71

6.6

34

4.4

 

72

6.7

35

4.5

 

73

6.8

36

4.5

 

74

6.9

37

4.6

 

75

7.1

38

4.6

 

76

7.2

39

4.7

 

77

7.4

40

4.7

 

78

7.6

41

4.8

 

79

7.8

42

4.8

 

80

8.0

43

4.9

 

81

8.3

44

5.0

 

82

8.5

45

5.0

 

83

8.8

46

5.1

 

84

9.2

47

5.2

 

85

9.5

48

5.2

 

86

9.9

49

5.3

 

87

10.2

50

5.3

 

88

10.6

51

5.4

 

89

11.0

52

5.4

 

90 and over

11.3

53

5.5

 

 

 

 

MARRIED COUPLES

Younger
Age

Older Age

Rate

 

Younger Age

Older Age

Rate

 

Younger Age

Older Age

Rate

0-1

All

3.5

 

59

62+

5.5

 

72

81-84

6.4

2-5

2+

3.6

 

60

60

5.4

 

72

85+

6.5

6-12

6+

3.7

 

60

61+

5.5

 

73

73

6.1

13-19

13+

3.8

 

61

61-65

5.5

 

73

74-75

6.2

20

20+

3.8

 

61

66+

5.6

 

73

76-78

6.3

21

21+

3.8

 

62

62-64

5.5

 

73

79-81

6.4

22

22+

3.8

 

62

65-70

5.6

 

73

82-84

6.5

23

23+

3.9

 

62

71+

5.7

 

73

85+

6.6

24

24+

3.9

 

63

63

5.5

 

74

74

6.2

25

25+

3.9

 

63

64-68

5.6

 

74

75-76

6.3

26

26+

3.9

 

63

69+

5.7

 

74